Schedule of Fees For All Account Types

Effective Date: April 1, 2025

ACCOUNT ACTIVITIES

Deposited or Cashed Item Return (Charge-Back) on non-consumer account
$10

OD1 (NSF2/UCF3 Pay)
$30

Returned Item (NSF10/UCF10/Other Unpaid)
$30

Stop Payment Order / Notice of Postdated Check (new/renewal)
$30

FUNDS TRANSFERS

Automatic Transfer (Sweep) to Cover Negative Balance v.
$5
Incoming Wire
$8
Intra-Bank Transfer (Transfer to a 3rd party within Open Bank)
$5
Outgoing Wire (In Person)
$25
Outgoing Wire (Via Facsimile)4
$30
Telephone Transfer (Between the same entity only)
$5
Wire Amendment/Cancellation
$20
Wire Transfer Tracer
$5

CHECK COLLECTIONS5

Collection Tracer
$10

Domestic Check
$20

Foreign Check
$30

US Dollar Canadian Check
$10

SAFE DEPOSIT BOXES6

Rental Fees (assessed annually)
3 x 5
$80
5 x 5
$130
3 x 10
$150
5 x 10
$200
6 x 10
$240
9 x 10
$270
10 x 10
$300

 

Other Safe Deposit Box Fees
Force Close/Force Entry
At cost
Key Deposit (refundable)
$100 one-time charge
Key Replacement
$25

MISCELLANEOUS

Account Closed within 90 Days of Opening
$20 one-time charge
Balance Certification Letter/Verification of Deposit (VOD)
$10
Cashier’s Check Purchase
$5

 

Check Printing Order
Based on style & quantity
Copy of Check (Truncated check/from check file)
$1
Copy of Statement
$5
Counter (Temporary) Check
$0.25
Debit Card Replacement
$5
Foreign (Non-U.S.) Transaction (includes International ATM7,
Debit Card, and POS8 transactions)
1% of trans. amount
Deposit Adjustment/Correction
$5

 

Escheatment Notice
$29
Fax (Domestic & International)
$1
Legal Process
$100
Transaction Fee (Regular Savings and Wellbeing Money Market debit
transaction fee
after maximum transactions allowed)11
$10
Record Research
$50 per hour
Returned/Hold Mail
$25 per account

*Fee amounts are per item/check/order/deposit/request unless otherwise noted.
1 Overdraft | 2 Non-Sufficient Funds | 3 Uncollected Funds | 1The OD (NSF/UCF Pay) fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means, if we allow. | 4 A pre-arranged written agreement is required | 5 Applies to both incoming and outgoing collections. Additional charges may be deducted by correspondent banks | 6 Size in inches | 7 Automated Teller Machine | 8 Point of Sale | 9 May be different per state where the property is reported, but not higher than $2 | 10 No Return Item fee for re-presented payment, refer to the Overdraft Disclosure for details. 11 Transaction Fee: Refer to the Account Disclosure for transaction types and number of transaction limitation before fee.

FOR ANALYSIS CHECKING ACCOUNTS, CANNABIS-RELATED BUSINESS (CRB), MONEY SERVICE BUSINESSES (MSB), ATM OPERATING BUSINESS (AOB), & CASH MANAGEMENT SERVICES (CMS)

 

Cashed Check/Withdrawal (MSB-Check Cashing Business only)
$1
Checks Deposited
$0.15
Coin Deposited/Furnished
$0.15 per roll / $5 per box / $7 per bag
Credits Posted1
$0.10
Debits Posted1
$0.25
Deposited third-party checks without cash-out (MSB)
$0.12 per hundred
Deposits Posted
$1.50
Excess Cash In/Cash Out (Currency Deposited/Furnished)
$0.0015 per dollar

Maintenance (monthly fees)2

Analysis Checking (except MSB, AOB & CMS)
$16
MSB (Except MSB Agent)
$500
AOB (ATM Operating Business only)
$250
CRB (Cannabis-Related Business only)
$500
    Additional low account balance fee: if the aggregate monthly average collected balance of all accounts is under $500,000
$250 per customer
CMS Standard (ACH, eWire, Positive pay, & Remote Deposit Capture)
$30
CMS Premium+ (Cash Vault Service)
$150
Uncollected Funds (Funds Advance through Uncollected Funds)3
21% on the advanced amount

Other MSB, CRB and CMS Fees

 

MSB (Check Cashing Business only) Account Application
$500 one-time charge
CRB Account Application
$1,000 one-time charge

Cash Management Services (CMS)

ACH Batch File
$10 per file
ACH Origination
$0.15 per item (first 1,000) / $0.10 per item (over 1,000)
CMS Set-Up
$100 one-time charge
eWire
$10 per eWire
Originated ACH Return
$8 per item
Remote Deposit Capture (RDC) Deposits Posted
$1 per deposit
RDC Scanner Rental (per scanner)
$25 per month
Remote Deposit Service Fee for MSB customers
$100 per month
    Per sub-location
$75 per month
Non-financial Specialized MSB Compliance Fee
$2,500 per month

Refer to the Account Disclosure for additional fees and charges.

*Fee amounts are per item/check/order/deposit/request unless otherwise noted.

1 The Credits Posted fee and the Debits Posted fee are charged for credit-related and debit-related fees that are not itemized in the Account Disclosure, the Schedule of Fees, the Cash Management Services Agreement, and the Check Cashing Company Agreement, if applicable.

2 The Maintenance fee varies based on the type of business being conducted and the volume of account activity. Discuss your Maintenance fee with your Relationship Officer.

3 The Uncollected Funds (Funds Advance through Uncollected Funds) fee is in addition to other Bank-imposed fees and charges, including but not limited to Overdraft and Returned Item fees.