Home Ownership Assistance
If you are interested in exploring your options, you will need to provide certain financial information, including the following: your most recent pay stub, list of current monthly expenses, your most recent tax return, bank statements, and a current valuation of your property (such as an appraisal report), if available.
For a list of HUD-approved housing counseling agencies that can provide foreclosure prevention information, contact one of the following federal government agencies:
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor if the Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, Missouri 64106.
Military Personnel/Service members: If you or your spouse is a member of the military, please contact us immediately. The federal Service members Civil Relief Act and comparable state laws afford significant protections and benefits to eligible military service personnel, including protections against foreclosure as well as interest rate relief. For additional information and to determine eligibility, please contact the Open Bank HOME LOAN CENTER at (213) 892-9999 or (877) 296-6736