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Online Banking

Open Bank checking accounts offer 24/7 access to online banking, mobile banking, bill pay, and eStatements.
Online Banking Features

  • Review available account information
  • Transfer Funds between your Open Bank accounts
  • Recieve e-mail notifications to alert you to specific activity
  • View your statements electronically
  • Place a stop payment on a check
  • Reorder your checks
Online Bill Payment Features

  • Pay bills online at any time
  • Set-up one-time or recurring bill payments
  • Track your payment history
  • Make loan payments

 

How to use Online Banking System




Cash Management

Process Payments

• Bill Pay

change to: allows your business to set-up one-time or recurring automatic bill payments, virtually 24/7, to save time and money.


• ACH

allows your business to originate electronic payments through the Automated Clearing House (“ACH”).


• eWire

allows your business to post wire transfers while saving information for future wires.

Process Deposits

• Remote Deposit

dallows your business to deposit checks electronically anytime right from your office. Simply scan checks at your business location and transmit them securely to Open Bank for faster access to account receivable funds, improved research of deposits, and consolidated deposits from multiple locations.

Protect Your Assets

• Fraud Prevention with Positive Pay

allows your business to match authorized checks against checks presented for payment in order to quickly identify and notify Open Bank of fraudulent checks presented against your account.


• Zero Balance Accounts

allows a business with multiple accounts or subsidiary accounts to automatically keep accounts at a zero balance, eliminating posting transfers and non-sufficient funds or overdraft fees (other fees may apply).


e-Statements

Mobile Banking

Mobile Banking allows you to conduct some transactions through your mobile device (such as smart phone, tablet, iPad).
This allows you access virtually 24/7 even when you are away from your home or office.

You Can
  • deposit checks directly into your eligible account
  • get account balance(s)
  • view transactions as they post
  • access deposit and certain loan information
  • make transfers between your eligible accounts
  • make loan payments to your eligible Open Bank loan
  •     

 

Pop Money

Pop money moves money securely from one bank account to another bank account. Send money securely from your bank account to anyone with an email or mobile number. Recipients can enable auto-deposit to accept payments automatically. There are limited operations on weekends and holidays.

 

Get Started Pop Money

 

Safe Deposit Boxes

Boxes provide added security when storing documents and other items. The contents of the boxes are not insured by us or any government insurance program. If you want the contents to be insured, you will have to arrange for your own insurance at your own expense.
Open Bank has safe deposit boxes “boxes” for rent at most of our branches. Different box sizes and rates are available.

Telephone Banking

Telephone banking allows you to manage your account, get account balance information, and make payments and transfers from your telephone.
You will need to set-up your access code to get started.

For Telephone Banking Service, please dial (888) 378-7863.

Wire Transfers

It’s easy to send and receive money electronically by wire transfers. Open Bank offers domestic and international wire transfer services to conveniently send money to and receive money from others through U.S. banks and foreign banks.

Debit Card

Purchases: Use your Open Bank Consumer or Business Debit Card to earn points when you make your everyday purchases. Visit www.UChooseRewards.com to setup your user name and password, and to review the program details.
Cash Withdrawals: Enjoy no-surcharge fee withdrawals at over 24,000 MoneyPass® ATMs from coast-to-coast. Go to www.moneypass.com to find a MoneyPass® ATM near you.
Visa Alerts: You can receive near real-time updates on your Open Bank debit card activity. So you can act quickly to help reduce fraud and monitor your account, wherever you are. And Visa Alerts is free for Open Bank debit cardholders. Sign up at www.visa.com/PurchaseAlerts.


Credit Card

At Open Bank, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs.  Learn More or Apply Now. For existing account access, Click Here to Login







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